Welcome to Insuring the Coast – Your Commercial Insurance Experts

At InsuringTheCoastFL.com, we specialize in protecting the businesses that power our coastal and southern communities. Whether you own a restaurant in Tampa, a boutique in Austin, a retail shop in Alabama, or a coffeehouse in Georgia, we understand the risks local business owners face—and we’re here to safeguard your success.

We provide tailored commercial insurance solutions for:

  • Restaurants & Bars

  • Retail Stores & Boutiques

  • Professional Offices

  • Service-Based Businesses

  • And more

From general liability and property coverage to workers’ compensation, liquor liability, and business interruption insurance, our team delivers the protection you need with the personalized attention you deserve.

Serving clients across Florida, Texas, Alabama, and Georgia, including key markets like Jacksonville, Port St. Joe, Nashville, and Austin, we’re committed to helping you build and protect what matters most.

Ready to protect your business?

Call us today at 850-203-3643 to speak with a commercial insurance specialist.

 

 

★ PERSONAL INSURANCE THAT PROTECTS WHAT MATTERS MOST

At Insuring the Coast, we don’t just protect businesses—we protect the people behind them. Our personal lines insurance options are designed to give you confidence and coverage at home, on the road, and even while you earn income from your property.

We offer Homeowners Insurance policies tailored to fit coastal living, ensuring your most valuable asset is protected from storms, theft, fire, and more. Whether you live in Florida, Georgia, Alabama, or Texas, we work with top carriers to find you the right coverage at a competitive rate.

Our Auto Insurance options provide peace of mind every time you hit the road. From liability to full coverage, we help drivers protect their vehicles, their passengers, and their financial well-being.

If you own a vacation rental or short-term rental, we specialize in policies that go beyond standard homeowners coverage. We understand the unique risks of hosting guests and offer custom protection that includes liability, loss of income, and damage protection—perfect for Airbnb and VRBO properties.

No matter where you live or what stage of life you're in, Insuring the Coast is your trusted partner for complete personal insurance protection.

 

This chart highlights the commercial insurance services offered by Insuring the Coast across four key states: Florida, Texas, Alabama, and Georgia. Each checkmark (✔) represents active expertise and availability for that specific coverage type in each state. We proudly offer full-service support in: General Liability Commercial Property Insurance Workers’ Compensation Business Interruption Insurance Commercial Auto Policies Liquor Liability Insurance Restaurant & Food Service Packages